Your Personal Path to Debt Freedom
DebtFreeFocus is a powerful debt payoff planner that helps you create a customized strategy to become debt-free faster. Use the Snowball or Avalanche method to build a plan tailored to you.
How It Works
Follow these simple steps to take control of your debt and build a secure financial future.
Visualize Your Finances
Connect all your accounts, debts, and income sources to get a complete, real-time picture of your financial health in one simple dashboard.
Create a Payoff Plan
Compare the Avalanche and Snowball methods, or create a custom plan. Our tools show you how much interest you'll save and how quickly you can be debt-free.
Track Your Progress
Use the forward-looking ledger to log payments for bills and debts. Watch your balances decrease and stay motivated as you get closer to your goals.
A Smarter Way to Pay Off Debt
Tackling debt effectively requires a smart strategy. The two most popular methods are the "Avalanche" and "Snowball" methods. The Avalanche method focuses on paying off debts with the highest interest rates first, which saves you the most money over time. The Snowball method, on the other hand, targets the smallest debts first, providing quick wins that can boost your motivation.
Our app lets you compare both strategies and even create a custom plan. By visualizing your payoff journey, you can choose the path that best fits your financial style and goals, empowering you to reach debt freedom faster.